Credit Scores

Here’s What You Need To Know About Your Credit Score Before Applying For A Job

Who knew that getting hired for a new position could all come down to your credit history? It’s true. In several states, it’s perfectly legal for employers to pull your credit history during the hiring process. In their opinion, it determines your level of trustworthiness for the position they’d possibly be hiring you for. Although […]

How Employers Can Use Your Credit History During the Hiring Process

In the US, many employers have the right to look over your credit report before hiring you. Some say it’s justified for “trust” purposes. Others say it’s unfair to minorities or to those who are low income. The good news is there are some states where employers are prohibited from using your credit score against […]

5 Different Companies To Pull Your Credit Score From

It’s important to know that there are different places to pull your credit score from. It’s up to the lender which one they use, but the one most largely used is the FICO score. Keep note that different places offer credit scores. This is important when you’re pulling your credit score either from a paid […]

Everyday Things in Your Life That Your Credit Score Can Affect

It’s pretty common knowledge that your credit score will affect your ability to get a loan, but there are some everyday living factors that your credit score can affect too.  For instance: Insurance rates: Believe it or not, the amount of insurance you pay can be directly tied to your credit score. Great score equals […]

Why You Should Begin Maintaining a Good Credit Score

If you’ve let your credit score hit the dumps, there are some areas in your life that it may affect. Most people already know that poor credit makes it tougher to get an installment loan or mortgage. But, there are other issues that can come up too, for instance getting a job. Although it may […]