Realistic Steps To Fixing Your Credit Report: Part 1

in Credit Scores/by New Opportunity Provider

A poor credit score can take the groove out of things in your life. Instead of being approved instantly for a loan, you’re treated like an irresponsible person. Even if you were irresponsible at one point in your life, something on your report from seven or eight years ago shouldn’t still haunt you.

When you’re on the mission of trying to clean up your credit report, here are some action steps you want to take.

Get copies of your credit report. Take a look at your credit report and see what’s real and what’s not. Some items could be an error that’s pulling your score down. There could be items that should have dropped off your report years ago.
Fix errors. When you see something that isn’t accurate, contact the credit reporting agency and let them know about it. You will need to probably send them a formal letter with your name, address, item in dispute, and any facts you have to back you up. Then you need to ask them to resolve the issue for you.

This is part one on steps you can take to fix your credit report. Check out Part 2 for more.

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By clicking submit, I authorize New Opportunity Provider and its affiliated companies to: (1) use, sell, and share my information for marketing purposes, including cross-context behavioral advertising, as described in our Terms of Service and Privacy Policy, (2) supplement the information that I provide with additional information lawfully obtained from other sources, like demographic data from public sources, interests inferred from web page views, or other data relevant to what might interest me, like past purchase or location data, (3) contact me or enable others to contact me by email with offers for goods and services from any category at the email address provided, and (4) retain my information while I am engaging with marketing messages that I receive and for a reasonable amount of time thereafter. I understand I can opt out at any time through an email that I receive, or by clicking here.